Budgeting Essentials

When it comes to the economy, you don’t have a choice about when a recession will hit.  But just because a recession comes, doesn’t mean you have to participate.  Use these tips to recession proof your finances.  Learn more in today’s blog. 

Procrastination causes you to miss deadlines and opportunities, gives you a bad reputation, creates stress, and can even cost you your business. Take control of your life and work life by implementing these cures for procrastination.  Learn more in this week’s blog.

Think of failing in terms of a cross-fit workout. The workout is painful, but it’s good pain. We endure the pain, because we know that it’ll strengthen us. And as we grow stronger, our confidence grows too. So, we persevere and keep trying. Each time we fail is like that workout, we’re getting stronger and stronger, preparing to succeed. Learn more in this week’s blog.

The economy goes up and down regularly.  Sometimes the ups last longer, but eventually the market makes a “correction” and a recession occurs.  You want to be prepared before a recession hits.  That is why you should look at these 5 reasons to eliminate debt before a recession hits.

When it comes to time, we all have the same amount. No one has extra hours stashed away in a savings account for a rainy day. None of us can turn the clock back, stop it, or even slow it down. Our daily allotment of time is 24 hours—period—or is it? Learn more in this week’s blog.

One of the first steps on your Debt Relief Journey is to create a budget that allows you to pay off your debt. But if you want to be successful on your Debt Relief Journey, creating that budget is not a one-time event. Learn more in today’s blog. 

Change is inevitable.  Some changes we initiate and enter into willingly, while others are thrust upon us.  But regardless which kind or type it is, you need to deal with change.  Learn more in this week’s blog.

Discontent puts you in a frame of mind that buries you in a sea of despair and hinders your progress on your Debt Relief Journey. Contentment, on the other hand, lifts your head above your circumstances and fills you with hope for the future.  A future in which you can be debt free. Learn more in this week’s blog.

Periodically, you may find that you have overspent your budget. While overspending slows your debt relief journey, it is not the end of your journey. Learn more in this week’s blog.

It may seem obvious that you need to manage your cash, but you would be amazed at how many small business owners don’t have a cash management plan.  Paying yourself first is an important part of a good cash management plan.  Learn more in this week’s blog.

You are busy either growing your business or getting it ready to go. You know you will need a cash flow budget eventually.  But why do you need to do one now?   Learn more in this week’s blog.

If you always think of yourself as being in debt, then you will always be in debt. But when you see yourself debt free, you can become debt free. Learn more in this week’s blog.

Your startup business is getting ready to go and it is time to create your first budget. What do you need to include?   Learn more in this week’s blog.

Any time of the year is a great time to make adjustments that will help you improve your debt relief journey. You can never start too soon! Learn more in this week’s blog.

How are you looking at your debt relief journey? Do you see yourself succeeding or struggling?  However you see yourself will determine how your journey will turn out. Learn more in this week’s blog.

You have a great idea for a new business.  But you can’t just dive into the business without a plan.  Part of that plan is doing a cash flow budget.   Learn how in this week’s blog.

Many people are taught that you have to go into debt in order to purchase things that you want. But should that be normal?  Learn more in this week’s blog.

Good cash flow management involves more than just taking care of the cash you have. You need to look at what cash is going to be coming in, too. In order to do this you need a good cash flow projection built from your budget. Learn more in this week’s blog.

One of the things that you should do on your debt relief journey is picture what life will look like when you are debt free. Learn more in this week’s blog.

You often hear that small businesses fail because of lack of “Cash Flow”. But what does “Cash Flow” really mean to a small business owner from a practical standpoint? Learn more in this week’s blog.