Budgeting Essentials

Last week I talked about “Good Financial Statements use Matching!”  If you missed that post, you can review it HERE.  This week’s post is “How does a Financial Plan (budget) benefit a Small Business?”  When you are running a small business, sometimes you can overestimate your memory.  Even though you are capable of keeping your finances in your head, often you have enough other things going on that push the finances out.  Then a financial decision comes along that is going to affect how much cash you have on hand.  Should you make that decision from your memory?  Learn more in this week’s blog.

A. budget help

B. student loan help

C. how to set up a budget

D. how budgeting pays bills

E. how to pay off student loans, & credit cards

A. Before you buy the next thing you Want, watch this Video.
B. Doing THIS One Thing Will Make Your Life a Lot Easier.
Grab my Free Debt Relief Workshop...Why?
1. The Workshop is Free.
2. The Class will get you headed in the Right direction.

PRACTICAL INSIGHTS:
A. Let’s buy a car the wrong way.
B. Let’s buy a car the right way.
C. Let’s apply this concept to our purchases.
D. Let’s EARN Interest instead of PAYING Interest.

In today's video, you will learn:
A. How discounts get gobbled up by Interest and Finance Charges.
B. How paying without cash actually costs you more.
C. Why you should read every debt agreement before you sign it.
D. How to protect your future earnings from past purchases...items that you may not even care about today!

A. Change how you SEE the bank in This Video!
B. You CAN stop borrowing money: Truth
C. You are in control when you pay with CASH…It CAN be done!
D. HELPING YOU get committed to paying off debt!

Today we are going to talk about how reducing your debt actually lets you spend more. Sounds a little counter intuitive, right? Just Watch today's video, you will be glad you did!
What do you know about snowballs? When your roll them, they get bigger...right?
Debt is the same way. If you keep adding to your debt, it gets bigger. Sometimes debt gets unmanageable for people. But not You! You are watching this video and you are getting money smart and debt wise!

A. Debt freedom is a choice you make
B. You can buy what you want without debt holding you back
C. You’ve put off debt freedom this long – why wait longer?
D. Begin debt freedom with my FREE CLASS Today!

Why would you bother to set a Debt-Control Goal?
1. To avoid discouragement
2. To keep debt payoff manageable
3. To overcome obstacles in your way
4. Did you know that you can REWARD yourself when you complete sub-goals?

A. LEARN HOW YOUR GOALS RELATE TO DEBT PAY DOWN
B. Keeping score tells you what's left to pay on each debt.
AND...How far you've come on your Debt Relief Journey©.
C, LEARN WHEN TO LOOK AT YOUR SCORECARD
D. LEARN WHAT TO PUT ON YOUR DEBT RELIEF SCORECARD

A. Find out WHY it is important to share Your Debt Reduction Goals.
B.Discover the DIFFERENCE between a Goal and a Wish.
C. Have you ever wished for something you KNEW you would never do?
D. Learn how and why ACCOUNTABILITY CAN WORK IN YOUR FAVOR!

Choosing not to live an exemplary life poses many dangers. Living a compartmentalized life that promotes a double-standard is just one of those. On the flip side, living as an example for others to follow offers many rewards both for you and those who follow you. Learn more in this week’s blog…

When we focus on progress instead of perfection it frees us up to be more creative, more motivated, less stressed and we get things done. Learn more in this week’s blog to discover at least six ways that you can make progress in your business today…

Focusing on problems and obstacles gives them a life of their own. They become ominous, looming over us and causing us to crash. Read the rest of the article to find out how to avoid this natural tendency…

Where did we ever get the idea that we had to be verbose to write effectively? Lincoln’s Gettysburg address was only a bit over half-a-page! Learn more in this week’s blog.

Procrastination causes you to miss deadlines and opportunities, gives you a bad reputation, creates stress, and can even cost you your business. Take control of your life and work life by implementing these cures for procrastination.  Learn more in this week’s blog.

Think of failing in terms of a cross-fit workout. The workout is painful, but it’s good pain. We endure the pain, because we know that it’ll strengthen us. And as we grow stronger, our confidence grows too. So, we persevere and keep trying. Each time we fail is like that workout, we’re getting stronger and stronger, preparing to succeed. Learn more in this week’s blog.

When it comes to time, we all have the same amount. No one has extra hours stashed away in a savings account for a rainy day. None of us can turn the clock back, stop it, or even slow it down. Our daily allotment of time is 24 hours—period—or is it? Learn more in this week’s blog.

Change is inevitable.  Some changes we initiate and enter into willingly, while others are thrust upon us.  But regardless which kind or type it is, you need to deal with change.  Learn more in this week’s blog.

It may seem obvious that you need to manage your cash, but you would be amazed at how many small business owners don’t have a cash management plan.  Paying yourself first is an important part of a good cash management plan.  Learn more in this week’s blog.