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Budgeting Essentials

Helping you master the practical essentials of Budgeting, Cash Flow, Accounting and Debt Relief.

5 Tips for preserving your budget during the holidays

The holidays can be a challenging time to be on your debt relief journey.  There are many opportunities to get off the path of your journey.  But if you are prepared, you won’t get off the path.  Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 reasons an Emergency Fund should be part of your Cash Flow Management.

No matter how well your business is operating, there will be things that happen that are beyond your control. Could an emergency fund help you?   Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 Ways to Deal with Naysayers

When you are on your Debt Relief Journey, you will come across people who don’t understand what you are trying to accomplish.  They are often the ones who have big plans, but never seem to follow through on them.  They may even be friends and family members.  Learn how to deal with them in today’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 steps to Positive Monthly Cash Flow

Anticipating your cash flow may seem to be something that you just can’t do. But when you follow these 5 steps, you avoid many cash flow problems before they happen and take steps to keep your cash flow positive. Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Today is better than Tomorrow.

Today is the day. The only day. Tomorrow is not here and never will be. When tomorrow does come, it won’t be tomorrow, it will be today.  So, make the most of today.  Do things today that will bless you, your family and others moving forward. Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Why Do I need a Cash Flow Budget?

Entrepreneurial business owners are busy.  You wear many different hats to keep your business going.  The CEO decisions are yours to make, but marketing, customer service and yes, even taking out the trash often falls to you, too.  Every task you choose to do will take time.  So why should you take the time to prepare a cash flow budget?  Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Wanting and Willing are Two Different Things!

Wanting something does not mean that you are willing to do what it takes to achieve what you want.  What do I mean?  Some wants are simple to obtain, while other wants take time and discipline to obtain.  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Integrity – The Indispensable Trait

Integrity, or soundness of character is crucial to the health of our personal lives and business. Consider three foundational questions about your integrity and its impact on those you serve in your business. Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

You Only Get One Body!

Maintaining a healthy physical lifestyle is far more than just a noble pursuit. A healthy body can mean a healthy mind and healthy relationships! Learn more in this week’s blog to discover 5 simple ways to improve your physical health…

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 Ways to Live as an Example for Others

Choosing not to live an exemplary life poses many dangers. Living a compartmentalized life that promotes a double-standard is just one of those. On the flip side, living as an example for others to follow offers many rewards both for you and those who follow you. Learn more in this week’s blog…

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© 2018 Dan Heiland 2018 Kat Heil, LLC

The Power of the Tongue

The way we think and believe, the people we hang out with, the movies we watch, and the books we read all profoundly impact our words.  Our words can also help or hinder us on our Debt Relief Journey. Learn more in this week’s blog to discover 4 tips for guarding the tongue…

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Aim for Progress, Not Perfection

When we focus on progress instead of perfection it frees us up to be more creative, more motivated, less stressed and we get things done. Learn more in this week’s blog to discover at least six ways that you can make progress in your business today…

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© 2018 Dan Heiland 2018 Kat Heil, LLC

“Can You Sing?”

The leader of an Antarctic expedition asked applicants if they could sing. The reason for his question revolved around the high priority he placed on maintaining morale in the face of danger and severe conditions.  This also applies to your Debt Relief Journey.  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Don’t Focus on the Rock in the Road

Focusing on problems and obstacles gives them a life of their own. They become ominous, looming over us and causing us to crash. Read the rest of the article to find out how to avoid this natural tendency…

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 Ways to Boost Your Persistence

There is always some measure of success in persistence. But giving up offers none. Regardless of the outcome, persisting through tough times and overwhelming odds becomes part of the victory.  Persistence is especially important when you are on your Debt Relief Journey.    Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

The Beauty of Brevity

Where did we ever get the idea that we had to be verbose to write effectively? Lincoln’s Gettysburg address was only a bit over half-a-page! Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

8 Tips for Lowering Your Stress

Stress is one of the leading causes of stroke and hypertension in our society. But stress isn’t always a dirty word! We need a certain amount of stress in our lives in order to function well. For instance, a desire to eliminate our debt; the drive to excel in life; and the practice of goal-setting and goal-completion all impose a level of stress on us that is good and productive.  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Cures for procrastination!

Procrastination causes missed deadlines and opportunities, gives you a bad reputation, creates stress, and can cost you your business. Take control of your work and your life by implementing these cures for procrastination.  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Getting the Most from the Journey

Are you so fixated on a goal that you’re missing the journey? The journey is where we experience life, where we build relationships, and where we learn. Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Failure – The Backdoor to Success

Think of failing in terms of a cross-fit workout. The workout is painful, but it’s good pain. We endure the pain, because we know that it’ll strengthen us. And as we grow stronger, our confidence grows too. So, we persevere and keep trying. Each time we fail is like that workout, we’re getting stronger and stronger, preparing to succeed. Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC