Budgeting Essentials

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What your words say about YOU...

The way we think and believe, the people we hang out with, the movies we watch, and the books we read all profoundly impact our words.  Our words can also help or hinder us on our Debt Relief Journey. Learn more in this week’s blog to discover 4 tips for guarding the tongue…

You may be familiar with the childhood rhyme, “Sticks and stones may break my bones, but words can never hurt me.” For a child, that may seem like a great comeback toward a bully with a sharp tongue, but the statement is undeniably false. Words can and do hurt! In fact,…

The tongue has the power of life and death. – Proverbs 18:21

The tongue—our words—can be used for good or bad, to build or destroy, to commend or cut down. With our tongues we can express: gratitude, love, joy, truth, hope, encouragement, trust, kindness, gentleness, humility, wisdom, and purity.

Or, the tongue can be: destructive, caustic, divisive, unloving, harsh, deceitful, boastful, self-serving, hateful, demeaning, foolish, and obscene.

What Influences Our Words?

Our words are heavily influenced by the people around us and the situations we find ourselves struggling with.  It takes a disciplined man or woman to speak right words without regard to what is going on around them.

Our thinking and beliefs. Generally, we speak what we believe and think. Cruel thoughts, spawn cruel words. Kind thoughts, produce kind words. 

Who we hang out with. The company we keep has a profound impact on who we are, what we think and what we say. If the people we’re around us are positive and upbeat, their mood and words rub off on us and we tend to act and talk like them. But if we hang around those people who are negative and obscene, our words will begin to reflect their mood and behaviors.

What we watch and listen to. The movies, video games and programs we watch and listen to can also have a huge effect on us. We really can’t walk away unscathed by a constant barrage of violence, sex and obscenity. Whatever we fill our minds with will work its way out into our behaviors and words. Don’t be fooled by thinking, “it’s just entertainment.”

What we read. The books we read also frame our thinking and our words. We want to fill our minds with the kind of things that we should be thinking about and want to express with our words.

Those four factors influence our words in a big way.


4 Tips for Guarding the Tongue

To take greater control of your tongue, engage the following tips together and not just individually. Ask yourself:

1. Is it truthful? Is what I’m about to say accurate? But be careful. We don’t want to say something hurtful under the guise of speaking “truth.” Just because something is true, doesn’t require that we say it if it’s going to hurt others. Also, are we representing truth in our promotions and advertising? “A fortune made by a lying tongue is a fleeting vapor and a deadly snare.” (Proverbs 21:6)

2. Is it loving and kind? Relationships are one of our most precious commodities. An unkind word can destroy a relationship quickly and thoroughly. “The soothing tongue is a tree of life, but a perverse tongue crushes the spirit.” (Proverbs 15:4)

3. Is it beneficial for the person hearing it? Will my words be appropriate and build up this person? How will this person benefit from what I’m about to say? Is what I’m about to say prudent, or am I better off keeping my thoughts to myself? “Gracious words are a honeycomb, sweet to the soul and healing to the bones.” (Proverbs 16:24)

4. Am I talking too much? We have two ears and only one mouth for a reason. Listen much, talk little. “Even fools are thought wise if they keep silent, and discerning if they hold their tongues.” (Proverbs 17:28)

A Final Word

When we are under pressure, what is inside of us is what will come out.  As you move down your debt relief path, you will find yourself under pressure from several sources. 

First, your friends and family may not fully understand your desire to become debt free.  Often we see things that we deal with all the time as “normal”.  To other people debt may be a normal thing.  But if people start pressuring you to spend money you don’t have in your budget, you will react based upon what is inside of you.  When we’re with our family and friends we especially need to remember the 4 tips and use them.

You can also pressure yourself when you are on your debt relief journey.  Whether you have just spent money you don’t have in your budget or you are tempted to do so, what is inside of you will help you deal with the temptation.  Be strrong.  Know your goals.  Be willing to hold off purchasing today what you can easily live without.

The way you react will also either encourage you or discourage you.  If you are full of negative influences, negative things will come out and you will become discouraged.  This will make your journey harder than it has to be.

If you are full of positive influences, positive things will come out and you will be encouraged.  This will make your journey easier and you will be much easier to live with.

So remember, for you and the people around you, your words have an effect on your result.  Fill yourself with positive things that will give you positive results and make your debt relief journey easier!

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You’ll be amazed how free you feel without debt! And just imagine the things you could do if you had no debt!

Anything you tolerate becomes normal to you. When you stop tolerating debt, you increase your ability to function without it.  You can get yourself debt free. It will take you some time, but the end is worth it!- Dan Heiland

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God Bless your week!


© 2019 Dan Heiland 2019 Kat Heil, LLC

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