Budgeting Essentials

Helping you master the practical essentials of Budgeting, Cash Flow, Accounting and Debt Relief.

This blog addresses Debt Relief issues and tips for people who want to learn more about debt and get out of debt.  The posts give you practical definitions and suggestions on debt relief.  Learn how to get out of debt so you can do what you want with your money!

Sign up to receive weekly post notifications in your inbox.  We respect your time...

This blog addresses Debt Relief issues and tips for people who want to learn more about debt and get out of debt.  The posts give you practical definitions and suggestions on debt relief.  Learn how to get out of debt so you can do what you want with your money!

Sign up to receive weekly post notifications in your inbox.  We respect your time and appreciate your joining us for these posts.

More

How Morning Routines Teach Good Spending Habits!

A. budget help

B. student loan help

C. how to set up a budget

D. how budgeting pays bills

E. how to pay off student loans, & credit cards

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

How to Recession-proof your Finances

A. Before you buy the next thing you Want, watch this Video.
B. Doing THIS One Thing Will Make Your Life a Lot Easier.
Grab my Free Debt Relief Workshop...Why?
1. The Workshop is Free.
2. The Class will get you headed in the Right direction.

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

How to Break the Debt Cycle

PRACTICAL INSIGHTS:
A. Let’s buy a car the wrong way.
B. Let’s buy a car the right way.
C. Let’s apply this concept to our purchases.
D. Let’s EARN Interest instead of PAYING Interest.

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

How to Stop the Financial Hurt!

In today's video, you will learn:
A. How discounts get gobbled up by Interest and Finance Charges.
B. How paying without cash actually costs you more.
C. Why you should read every debt agreement before you sign it.
D. How to protect your future earnings from past purchases...items that you may not even care about today!

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

How to Make the Bank Pay YOU!

A. Change how you SEE the bank in This Video!
B. You CAN stop borrowing money: Truth
C. You are in control when you pay with CASH…It CAN be done!
D. HELPING YOU get committed to paying off debt!

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

How Reducing Debt Lets You Spend More!

Today we are going to talk about how reducing your debt actually lets you spend more. Sounds a little counter intuitive, right? Just Watch today's video, you will be glad you did!
What do you know about snowballs? When your roll them, they get bigger...right?
Debt is the same way. If you keep adding to your debt, it gets bigger. Sometimes debt gets unmanageable for people. But not You! You are watching this video and you are getting money smart and debt wise!

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

How to Make Debt Free Purchases

A. Debt freedom is a choice you make
B. You can buy what you want without debt holding you back
C. You’ve put off debt freedom this long – why wait longer?
D. Begin debt freedom with my FREE CLASS Today!

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

Goal Setting

Why would you bother to set a Debt-Control Goal?
1. To avoid discouragement
2. To keep debt payoff manageable
3. To overcome obstacles in your way
4. Did you know that you can REWARD yourself when you complete sub-goals?

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

Keep a Scorecard for Your Debt Relief

A. LEARN HOW YOUR GOALS RELATE TO DEBT PAY DOWN
B. Keeping score tells you what's left to pay on each debt.
AND...How far you've come on your Debt Relief Journey©.
C, LEARN WHEN TO LOOK AT YOUR SCORECARD
D. LEARN WHAT TO PUT ON YOUR DEBT RELIEF SCORECARD

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

Is Debt Relief a Goal or a Wish?

A. Find out WHY it is important to share Your Debt Reduction Goals.
B.Discover the DIFFERENCE between a Goal and a Wish.
C. Have you ever wished for something you KNEW you would never do?
D. Learn how and why ACCOUNTABILITY CAN WORK IN YOUR FAVOR!

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

Personal Debt vs. Personal Spending

When you are on a Debt Relief Journey, you may be tempted to focus on the debt aspect of the journey. But in order to be successful, you are going to have to focus on changing your spending habits.  Learn more in today’s blog. 

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

5 reasons not to refinance your loans

When you are feeling the pressure of debt, it can be tempting to grasp for solutions that sound like they will eliminate your debt.  While there are instances where refinancing could be appropriate, for most people a refinance loan is not a good idea.  Learn  more in today’s blog. 

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

5 tips to recession proof your finances

When it comes to the economy, you don’t have a choice about when a recession will hit.  But just because a recession comes, doesn’t mean you have to participate.  Use these tips to recession proof your finances.  Learn more in today’s blog. 

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

5 Reasons to get debt free Today!

When things get tight in a recession, most people have to cut back on what they are doing.  Debt payments are not adjustable.  Those payments have to be made regardless of the state of the economy.  But when you are debt free, you don’t have those obligations.  You have more options than people who are in debt.  Find out how to get debt free in today’s blog. 

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

5 tips to recession proof your finances

When it comes to the economy, you don’t have a choice about when a recession will hit.  But just because a recession comes, doesn’t mean you have to participate.  Use these tips to recession proof your finances.  Learn more in today’s blog. 

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

Don't wait for Economic Hard Times to Pay Down Debt

The economy goes up and down regularly.  Sometimes the ups last longer, but eventually the market makes a “correction” and a recession occurs.  You want to be prepared before a recession hits.  That is why you should look at these 5 reasons to eliminate debt before a recession hits.

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

5 reasons to update your personal budget regularly

One of the first steps on your Debt Relief Journey is to create a budget that allows you to pay off your debt. But if you want to be successful on your Debt Relief Journey, creating that budget is not a one-time event. Learn more in today’s blog. 

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

Discontent = Enemy of Debt Relief

Discontent puts you in a frame of mind that buries you in a sea of despair and hinders your progress on your Debt Relief Journey. Contentment, on the other hand, lifts your head above your circumstances and fills you with hope for the future.  A future in which you can be debt free. Learn more in this week’s blog.

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

5 tips for Overcoming Overspending

Periodically, you may find that you have overspent your budget. While overspending slows your debt relief journey, it is not the end of your journey. Learn more in this week’s blog.

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC

5 reasons to see yourself debt free

20190730 5 Reasons to See Yourself debt free

If you always think of yourself as being in debt, then you will always be in debt. But when you see yourself debt free, you can become debt free. Learn more in this week’s blog.

0

Copyright

© 2020 Dan Heiland 2020 Kat Heil, LLC