Budgeting Essentials

Helping you master the practical essentials of Budgeting, Cash Flow, Accounting and Debt Relief.

How do I improve my business?

What are you thinking about your business? Do you see yourself succeeding or just surviving?  However you see yourself is the way your business life will turn out. Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

You have decided not to borrow anymore. Now what?

Just because you are not borrowing money doesn’t mean you can’t replace your equipment. It just takes a different mindset and some preparation. Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 reasons to avoid debt & interest in your Entrepreneurial Business

“Conventional” wisdom teaches business owners that paying interest is a “normal” business expense that you should expect to pay.  But, is that really an expense that you have to have in your business?  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 Reasons to do your budget-to-actual comparison every month

You may think that your entrepreneurial business is making money.  You may even have money in the bank.  But are you really making money?  Is your business making as much money as it should be?  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 reasons an Emergency Fund should be part of your Cash Flow Management.

No matter how well your business is operating, there will be things that happen that are beyond your control. Could an emergency fund help you?   Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 steps to Positive Monthly Cash Flow

Anticipating your cash flow may seem to be something that you just can’t do. But when you follow these 5 steps, you avoid many cash flow problems before they happen and take steps to keep your cash flow positive. Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Why Do I need a Cash Flow Budget?

Entrepreneurial business owners are busy.  You wear many different hats to keep your business going.  The CEO decisions are yours to make, but marketing, customer service and yes, even taking out the trash often falls to you, too.  Every task you choose to do will take time.  So why should you take the time to prepare a cash flow budget?  Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Integrity – The Indispensable Trait

Integrity, or soundness of character is crucial to the health of our personal lives and business. Consider three foundational questions about your integrity and its impact on those you serve in your business. Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 Ways to Live as an Example for Others

Choosing not to live an exemplary life poses many dangers. Living a compartmentalized life that promotes a double-standard is just one of those. On the flip side, living as an example for others to follow offers many rewards both for you and those who follow you. Learn more in this week’s blog…

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Aim for Progress, Not Perfection

When we focus on progress instead of perfection it frees us up to be more creative, more motivated, less stressed and we get things done. Learn more in this week’s blog to discover at least six ways that you can make progress in your business today…

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Don’t Focus on the Rock in the Road

Focusing on problems and obstacles gives them a life of their own. They become ominous, looming over us and causing us to crash. Read the rest of the article to find out how to avoid this natural tendency…

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© 2018 Dan Heiland 2018 Kat Heil, LLC

The Beauty of Brevity

Where did we ever get the idea that we had to be verbose to write effectively? Lincoln’s Gettysburg address was only a bit over half-a-page! Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Cures for procrastination!

Procrastination causes missed deadlines and opportunities, gives you a bad reputation, creates stress, and can cost you your business. Take control of your work and your life by implementing these cures for procrastination.  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Failure – The Backdoor to Success

Think of failing in terms of a cross-fit workout. The workout is painful, but it’s good pain. We endure the pain, because we know that it’ll strengthen us. And as we grow stronger, our confidence grows too. So, we persevere and keep trying. Each time we fail is like that workout, we’re getting stronger and stronger, preparing to succeed. Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

The 4 Ps of Time Optimization

When it comes to time, we all have the same amount. No one has extra hours stashed away in a savings account for a rainy day. None of us can turn the clock back, stop it, or even slow it down. Our daily allotment of time is 24 hours—period—or is it? Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Dealing Effectively with Change.

Last week I talked about “Cash Flow: Why you pay yourself first.”  If you missed that post, you can review it HERE.  This week’s post is “Dealing Effectively with Change.” Change is inevitable.  Some changes we initiate and enter into willingly, while others are thrust upon us.  But regardless which kind or type it is, you need to deal with change.  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Cash Flow: Why you pay yourself first.

Last week I talked about “Cash Flow – Why timing is important!”  If you missed that post, you can review it HERE.  This week’s post is “Cash Flow: Why you pay yourself first.” It may seem obvious that you need to manage your cash, but you would be amazed at how many small business owners don’t have a cash management plan.  Paying yourself first is an important part of a good cash management plan.  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Cash Flow – Why timing is important!

Last week I talked about “Keys to a good startup budget.”  If you missed that post, you can review it HERE.  This week’s post is “Cash Flow – Why timing is important!”  You are busy either growing your business or getting it ready to go. You know you will need a cash flow budget eventually.  But why do you need to do one now?   Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Keys to a good startup budget

Last week I talked about “How does a Cash Flow budget help my Small Business start up?”  If you missed that post, you can review it HERE.  This week’s post is “Keys to a good startup budget.”  Your startup business is getting ready to go and it is time to create your first budget. What do you need to include?   Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

How does a Cash Flow budget help my Small Business start up?

Last week I talked about “Cash Flow - why do I need a budget?”  If you missed that post, you can review it HERE.  This week’s post is “How does a Cash Flow budget help my Small Business start up?”  You have a great idea for a new business.  But you can’t just dive into the business without a plan.  Part of that plan is doing a cash flow budget.   Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC