Budgeting Essentials

How are you looking at your debt relief journey? Do you see yourself succeeding or struggling?  However you see yourself will determine how your journey will turn out. Learn more in this week’s blog.

Many people are taught that you have to go into debt in order to purchase things that you want. But should that be normal?  Learn more in this week’s blog.

One of the things that you should do on your debt relief journey is picture what life will be like when you are debt free. Learn more in this week’s blog.

Many people get excited about the “sales” like Black Friday and other sales during the holidays.  You can buy many things at a discount.  But why do they call it Black Friday?  When does it make sense to take advantage of those deals?  Learn more in this week’s blog.

The holidays can be a challenging time to be on your debt relief journey.  There are many opportunities to get off the path of your journey.  But if you are prepared, you won’t get off the path.  Learn more in this week’s blog. 

When you are on your Debt Relief Journey, you will come across people who don’t understand what you are trying to accomplish.  They are often the ones who have big plans, but never seem to follow through on them.  They may even be friends and family members.  Learn how to deal with them in today’s blog.

Today is the day. The only day. Tomorrow is not here and never will be. When tomorrow does come, it won’t be tomorrow, it will be today.  So, make the most of today.  Do things today that will bless you, your family and others moving forward. Learn more in this week’s blog. 

Wanting something does not mean that you are willing to do what it takes to achieve what you want.  What do I mean?  Some wants are simple to obtain, while other wants take time and discipline to obtain.  Learn more in this week’s blog.

Maintaining a healthy physical lifestyle is far more than just a noble pursuit. A healthy body can mean a healthy mind and healthy relationships! Learn more in this week’s blog to discover 5 simple ways to improve your physical health…

The way we think and believe, the people we hang out with, the movies we watch, and the books we read all profoundly impact our words.  Our words can also help or hinder us on our Debt Relief Journey. Learn more in this week’s blog to discover 4 tips for guarding the tongue…

The leader of an Antarctic expedition asked applicants if they could sing. The reason for his question revolved around the high priority he placed on maintaining morale in the face of danger and severe conditions.  This also applies to your Debt Relief Journey.  Learn more in this week’s blog.

There is always some measure of success in persistence. But giving up offers none. Regardless of the outcome, persisting through tough times and overwhelming odds becomes part of the victory.  Persistence is especially important when you are on your Debt Relief Journey.    Learn more in this week’s blog.

Stress is one of the leading causes of stroke and hypertension in our society. But stress isn’t always a dirty word! We need a certain amount of stress in our lives in order to function well. For instance, a desire to eliminate our debt; the drive to excel in life; and the practice of goal-setting and goal-completion all impose a level of stress on us that is good and productive.  Learn more in this week’s blog.

Are you so fixated on a goal that you’re missing the journey? The journey is where we experience life, where we build relationships, and where we learn. Learn more in this week’s blog.

In 2017, American consumers hit an all-time high of more than $1 trillion in credit card debt! That’s scary! Total debt, including mortgages, auto loans and student loans is also at an all-time high. Debt, while seeming to satisfy an apparent and immediate need, later denies us future financial freedom. Learn more in this week’s blog.

Last week I talked about “Keeping yourself encouraged.”  If you missed that post, you can review it HERE.  This week’s post is “How living on limited funds helps you.” We all know that it can be challenging to live on limited funds.  But did you know that living on limited funds can help you?  Learn more in this week’s blog.

Last week I talked about “Don’t condemn yourself for Borrowing.”  If you missed that post, you can review it HERE.  This week’s post is “Keeping yourself encouraged.” Sometimes when you are on your debt relief journey you have opportunities to become discouraged.  If you prepare ahead of time you can be ready when discouragement tries to come on you. Learn more in this week’s blog.

Last week I talked about “What is interest?”  If you missed that post, you can review it HERE.  This week’s post is “Don’t condemn yourself for Borrowing” When you are in debt, it is easy to get into condemnation because you are in such a financial mess. But that won’t help you get out of debt.  Learn more in this week’s blog.

Last week I talked about “How we learn to accept debt.”  If you missed that post, you can review it HERE.  This week’s post is “What is interest?”  We are taught that interest is just an additional cost of doing business or the fee that we pay to finance something.  But what is it really?  Learn more in this week’s blog.

Last week I talked about “Who does Debt benefit?”  If you missed that post, you can review it HERE.  This week’s post is “How we learn to accept debt.”  It is not an accident that most people end up in debt.  They are trained to use it.  Learn more in this week’s blog.