Budgeting Essentials

Helping you master the practical essentials of Budgeting, Cash Flow, Accounting and Debt Relief.

How do I get better results on my Debt Relief Journey?

How are you looking at your debt relief journey? Do you see yourself succeeding or struggling?  However you see yourself will determine how your journey will turn out. Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

How do I improve my business?

What are you thinking about your business? Do you see yourself succeeding or just surviving?  However you see yourself is the way your business life will turn out. Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 reasons it’s not normal to be in debt

Many people are taught that you have to go into debt in order to purchase things that you want. But should that be normal?  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

You have decided not to borrow anymore. Now what?

Just because you are not borrowing money doesn’t mean you can’t replace your equipment. It just takes a different mindset and some preparation. Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 Things you can do when you are debt free

One of the things that you should do on your debt relief journey is picture what life will be like when you are debt free. Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 reasons to avoid debt & interest in your Entrepreneurial Business

“Conventional” wisdom teaches business owners that paying interest is a “normal” business expense that you should expect to pay.  But, is that really an expense that you have to have in your business?  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 tips for dealing with “Sales” like Black Friday and Cyber Monday on your Debt Relief Journey

Many people get excited about the “sales” like Black Friday and other sales during the holidays.  You can buy many things at a discount.  But why do they call it Black Friday?  When does it make sense to take advantage of those deals?  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 Reasons to do your budget-to-actual comparison every month

You may think that your entrepreneurial business is making money.  You may even have money in the bank.  But are you really making money?  Is your business making as much money as it should be?  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 Tips for preserving your budget during the holidays

The holidays can be a challenging time to be on your debt relief journey.  There are many opportunities to get off the path of your journey.  But if you are prepared, you won’t get off the path.  Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 reasons an Emergency Fund should be part of your Cash Flow Management.

No matter how well your business is operating, there will be things that happen that are beyond your control. Could an emergency fund help you?   Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 Ways to Deal with Naysayers

When you are on your Debt Relief Journey, you will come across people who don’t understand what you are trying to accomplish.  They are often the ones who have big plans, but never seem to follow through on them.  They may even be friends and family members.  Learn how to deal with them in today’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 steps to Positive Monthly Cash Flow

Anticipating your cash flow may seem to be something that you just can’t do. But when you follow these 5 steps, you avoid many cash flow problems before they happen and take steps to keep your cash flow positive. Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Today is better than Tomorrow.

Today is the day. The only day. Tomorrow is not here and never will be. When tomorrow does come, it won’t be tomorrow, it will be today.  So, make the most of today.  Do things today that will bless you, your family and others moving forward. Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Why Do I need a Cash Flow Budget?

Entrepreneurial business owners are busy.  You wear many different hats to keep your business going.  The CEO decisions are yours to make, but marketing, customer service and yes, even taking out the trash often falls to you, too.  Every task you choose to do will take time.  So why should you take the time to prepare a cash flow budget?  Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Wanting and Willing are Two Different Things!

Wanting something does not mean that you are willing to do what it takes to achieve what you want.  What do I mean?  Some wants are simple to obtain, while other wants take time and discipline to obtain.  Learn more in this week’s blog.

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Integrity – The Indispensable Trait

Integrity, or soundness of character is crucial to the health of our personal lives and business. Consider three foundational questions about your integrity and its impact on those you serve in your business. Learn more in this week’s blog. 

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© 2018 Dan Heiland 2018 Kat Heil, LLC

You Only Get One Body!

Maintaining a healthy physical lifestyle is far more than just a noble pursuit. A healthy body can mean a healthy mind and healthy relationships! Learn more in this week’s blog to discover 5 simple ways to improve your physical health…

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© 2018 Dan Heiland 2018 Kat Heil, LLC

5 Ways to Live as an Example for Others

Choosing not to live an exemplary life poses many dangers. Living a compartmentalized life that promotes a double-standard is just one of those. On the flip side, living as an example for others to follow offers many rewards both for you and those who follow you. Learn more in this week’s blog…

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© 2018 Dan Heiland 2018 Kat Heil, LLC

The Power of the Tongue

The way we think and believe, the people we hang out with, the movies we watch, and the books we read all profoundly impact our words.  Our words can also help or hinder us on our Debt Relief Journey. Learn more in this week’s blog to discover 4 tips for guarding the tongue…

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© 2018 Dan Heiland 2018 Kat Heil, LLC

Aim for Progress, Not Perfection

When we focus on progress instead of perfection it frees us up to be more creative, more motivated, less stressed and we get things done. Learn more in this week’s blog to discover at least six ways that you can make progress in your business today…

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© 2018 Dan Heiland 2018 Kat Heil, LLC